Be your child's Sarthi, year by year
What to focus on this year, which exams to watch, habits to build, what to talk about, and warning signs to notice. Pick your child's class.
Which exams can my child take this year?
Maharashtra, CBSE, ICSE, NIOS, IB, Cambridge and national exams. Status labels update by date; details checked 12 Nov 2026. Always confirm on the official site before you pay or plan.
The dates here were last checked on 12 Nov 2026 and may have changed. Check the official site before you act.
Which colleges closed near my child's rank?
Last year's official closing ranks for well-known colleges. Enter your child's rank or percentile to see where they stood. Next year's cut-offs will be different, so use this as a guide only.
What will this course really cost?
Fees plus living costs for the whole course. Change any choice and the total updates.
All states and union territories are covered. Living costs for Pune, Mumbai, Delhi, Bengaluru, Hyderabad and Kota are researched; other cities use an estimate by city size.
| Years of study | |
| Fee in year 1 | |
| Living cost in year 1 | |
| Total for year 1 |
Ways to pay: help most families miss
Check these before deciding a course is too expensive. Rules change every year, so always confirm on the official site.
- IIT / NIT fee waiver. SC/ST/PwD students and families earning under ₹1 lakh pay no tuition; families earning ₹1–5 lakh pay one-third. Applied by the institute after admission. iitsystem.ac.in, nit.ac.in
- Central Sector Scholarship. For students above the 80th percentile in their Class 12 board, family income up to ₹4.5 lakh: ₹12,000 a year for the first 3 years of a degree (more in later years of professional courses). Apply on the National Scholarship Portal, usually Oct–Dec. scholarships.gov.in
- AICTE Pragati (girls) and Saksham (students with disability). ₹50,000 a year for engineering, pharmacy, architecture and other AICTE courses, family income up to ₹8 lakh. scholarships.gov.in
- Interest-free education loan (CSIS). Family income up to ₹4.5 lakh: the government pays the loan interest during the course and one year after, for loans up to ₹10 lakh in approved courses. Ask the bank under the IBA model education loan. vidyalakshmi.co.in
- PM-Vidyalaxmi loans. For admission to top-ranked institutions: no collateral or guarantor; family income up to ₹8 lakh gets 3% interest help on loans up to ₹10 lakh. Not combined with other government scholarships. pmvidyalaxmi.co.in
- Maharashtra (MahaDBT). Fee reimbursement of 50–100% for many categories in professional courses through CAP; 100% tuition and exam fees for girls from OBC, EWS and SEBC families earning up to ₹8 lakh; post-matric scholarships for SC/ST/VJ-NT/OBC; hostel allowance for eligible families. mahadbt.maharashtra.gov.in
- Other states. Every state runs post-matric and fee-reimbursement scholarships on its own portal (for example scholarship.up.gov.in in Uttar Pradesh). Search "post-matric scholarship" with your state's name, and check the National Scholarship Portal.
- Bank education loans. Loans up to about ₹7.5 lakh usually need no collateral. Compare interest rates on vidyalakshmi.co.in before choosing a bank.
Living at home adds no rent or food in this calculator; add travel yourself.
What does my child enjoy doing?
48 quick questions for your child to answer (about 8–10 minutes). Best from Class 8 onward. These are the same interest questions as the Academy's Career Compass test. Answers are not saved or sent anywhere.
Interest profile
Paths worth a closer look
Thinking of studying abroad?
Tests, application routes and scholarships for the USA, UK, Canada, Germany, Europe, Singapore and Japan. Undergraduate rows are for students finishing Class 12 in 2027. Status labels update by date; details checked 12 Nov 2026.
The dates here were last checked on 12 Nov 2026 and may have changed. Check the official site before you act.
Cost per year (tuition + living)
Germany's public universities charge almost no tuition, but a blocked bank account of €11,904 a year is required. Most UK degrees take 3 years. Convert foreign fees at the day's rate.